Grow a contracting business on numbers you can prove.

M2M helps the small contractors who build, fix, and maintain New York City go from capable to bankable — building the financial system the business runs on, and opening the doors that a working system unlocks.

Electrical
HVAC & mechanical
Masonry
Carpentry
Painting
General contracting
Cleaning & power washing
Flooring

…plus low-voltage & telecom, fencing, fire safety, security, and the other businesses that keep New York standing.

upcoming

The November cohort is enrolling now.

Nuts & Bolts — six weeks of financial fundamentals for contractors. Seats are limited.

When

Tuesdays, 9:30–11:30 AM
November 3 – December 8, 2026

Format

Three in-person sessions and three virtual, plus up to three one-hour 1:1s with M2M.

Fees

$750 standard · $550 need-based
Financial assistance is available for those who qualify — ask us.

In-person sessions hosted by
Monadnock Construction, Inc.

We're partnering with Monadnock Construction, Inc. to host this cohort's in-person sessions — which means you'll be learning inside one of New York's established builders, alongside the people who award work.

To enroll

Text "Nuts and Bolts" to 917-342-2382, call the same number, or email info@them2mproject.org.

Ask about the November cohort →
Participants in M2M's first Nuts & Bolts cohort, Bronx, spring 2026
where we work

On your own vs. with M2M

New York has plenty of help starting a business and plenty of capital for businesses at scale. Almost nothing exists in between — and a contractor can have real crews, real jobs, and real revenue and still be stopped at the paperwork.

Capable — on your own

Good at the work. Stuck at the paperwork.

  • BooksA year behind; a CPA you see at tax time
  • Job profitYou know you made money — not which jobs made it
  • WIP scheduleNone; over- and under-billing go unnoticed
  • The lender asksWeeks of scramble; the loan stalls
  • BondingClosed — the books can't support the review
Bankable — with M2M

Numbers you can prove. Work you can win.

  • BooksCurrent, reconciled, closed monthly
  • Job profitJob costing — you know which work to bid again
  • WIP scheduleBuilt and maintained; statements say what's true
  • The lender asksFull interim financials within 72 hours
  • BondingOpen — the file supports the exposure
we hear it all the time

If one of these sounds like you, this is built for you.

My CPA sees my books once a year, at tax time.

there's a solution

I lost the bid because I couldn't get financials to the surety in time.

there's a solution

The GC hasn't paid me in ten months.

there's a solution

I know we made money this year. I just can't tell you where.

there's a solution

I'm certified. I'm licensed. Nobody calls.

there's a solution

I'm good at the work. The paperwork is what's stopping me.

there's a solution
how it works

Understand the numbers. Build the system. Grow through better opportunities.

Four programs, one model: we build the system inside your business, then open the doors.

1
Nuts & Bolts

Understand the numbers

2
Break Fix Services

Fix what's holding you back

3
Scaffolding Services

Build the system

4
Network Connections

Grow through better opportunities

does it work

Early, real, and counted honestly.

$150,000
Capital secured, contract retained

An electrical contractor was about to lose its first New York State contract for lack of mobilization capital. Clean books produced an underwritable application; an M2M introduction produced the lender. Loan approved, $305,000 contract kept.

$3M / $6M
Bonding opened

A mechanical contractor used its cleaned-up books to pursue surety for the first time. Bonding was closed to the business before the books were fixed. It's open now.

$40,000
Stalled receivable released

Ten months of a trucking company's own advocacy didn't move a Navy Yard payment. One call from an M2M relationship did. It's now the prime on a state DOT contract.

Three businesses, served in the last year. We prepared the file and made the introduction; the lender made the credit decision. Both are true, and we'll always tell you which is which.

from the first cohort

It worked for the people who went through it.

Our first Nuts & Bolts cohort wrapped in spring 2026.

100%attendance and completion
1.4 → 4.3confidence understanding their own financials, out of 5, before and after
10/10every participant would recommend it to a peer

Before, I was not confident about my numbers. Now I'm confident they are wrong and need to be fixed.

Valesta LynchPresident, Blast Trans

This program is beyond important — do not underestimate it!!!

Lawris BrownPresident, Rentals 4 You

This has been life changing.

Carla McLeodOwner, Building Opportunities
working alongside
Community Capital NYHebrew Free Loan SocietyTruFundPursuitNY & NJ Minority Supplier Development CouncilMTA Edge ProgramBrooklyn Navy YardNYC School Construction AuthorityCentral Brooklyn EDCGoldin Choice Management
minor 2 major

Why we're called The M2M Project.

In New York City, people of color, women, and immigrants are the majority of the population — and a small minority of its business owners.

Three circles, each larger than the last — a rising share of ownership.

M2M means Minor to Major. We're here to change that math one business at a time, until the businesses we serve have grown past the size where a designation is the only way in.

We're accountable for the system. We track the rest — and we report it as what it is.

get in touch

Tell us your trade and where you're stuck.

We'll tell you honestly whether M2M is the right fit right now.

Submit →

Three ways in

Contractors — ask about the November cohort, or tell us what's broken and we'll scope a fix.

Buyers & partners — share an opportunity or add M2M to your outreach list. Nothing about how you buy changes.

Funders & lenders — start a conversation. We'll show you exactly where a dollar lands and what it changes.

Or email info@them2mproject.org.

three ways in

Which one is you?

contractors

You know the trade. We build the business underneath it.

Small contractors — and the businesses that build, fix, and maintain New York City — who are past start-up and not yet set up for the next size of contract. Sliding-scale fees. The system you build is yours to keep.

Ask about the next cohort →
buyers & partners

A bench of contractors who control their numbers.

Licensed, certified, and able to produce the financials your process asks for before you have to ask twice. We just make sure good local contractors are in the running.

Share an opportunity
funders & lenders

Fund the bridge that isn't there.

A tractable, under-funded gap; a two-sided model; evidence counted at its actual size. If you've been looking for creditworthy small contractors you couldn't find — this is where they are.

Start a conversation